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A highly sought-after destination for Indian students is Germany. The number of Indian students going to study in Germany is increasing year by year. One of the major factors driving this decision is the cost of living in Germany for Indian students.
Beyond academics, this is one of the most critical factors that prospective students consider is the cost of living. Understanding the expenses involved in living in Germany is essential for making informed decisions and budgeting effectively.
This article explores the various aspects of the cost of living in Germany for Indian students, providing insights into accommodation, daily expenses, and overall affordability in this vibrant European country. Understanding these factors can help students better prepare for their life abroad and make the most of their educational experience in Germany.
Benefits of Studying in Germany
Studying in Germany offers numerous benefits that attract students from around the world, including Indian students.
1. Quality Education
Germany is renowned for its high-quality education system, with many universities consistently ranked among the best globally. Students have access to cutting-edge research facilities, expert faculty, and a wide range of academic programs taught in English.
2. Affordability
Compared to other popular study destinations like the UK, US, or Australia, Germany offers relatively low tuition fees or even tuition-free education at public universities for international students. This makes it an attractive factor for Indian students seeking affordable higher education in Germany.
3. Diverse Program Offerings
Germany boasts a diverse range of programs across various disciplines, catering to different academic interests and career aspirations. Whether in STEM fields, humanities, arts, or business, students can find specialized courses that align with their goals.
4. Strong Economy and Job Opportunities
Germany has Europe's largest economy and is home to numerous multinational companies, offering ample internship and job opportunities for students. The country's strong industrial base and focus on innovation create a favorable environment for career advancement post-graduation.
5. Cultural Experience
Studying in Germany provides a rich cultural experience, exposing students to a vibrant mix of traditions, festivals, and historical landmarks. It's an opportunity to immerse oneself in a multicultural society and gain a broader global perspective.
6. Scholarship Opportunities
There are various scholarships available to international students, including those specifically for Indian students, which can help cover living expenses and reduce the overall cost of studying in Germany.
7. English-taught Programs
Many universities in Germany offer programs taught entirely in English, making it accessible for non-German speakers to study without a language barrier.
8. Travel and Location
Germany's central location in Europe makes it easy for students to explore other European countries during breaks and weekends, enhancing their travel experiences and cultural understanding.
Tuition Fees in Germany for Indian Students
Just as in any other country, Germany too has two types of universities - private universities and public universities. Unlike many countries, public universities in Germany traditionally do not charge tuition fees for domestic as well as international students, including Indian students.
The reason for free education in public universities in Germany considers higher education a good cause and all states of Germany support this decision. Therefore they have canceled tuition fees for for UG programs for all students.
Private universities in Germany do charge tuition fees, but they are often significantly lower compared to universities in other countries. Fees can range from €10,000 to €20,000 per year (approx. ₹8,80,000 to ₹17,60,000), depending on the degree level and program you choose.
Remember:
Even at public universities, there might be additional miscellaneous fees associated with enrollment or specific programs.
|
Degree |
Fees at Public University (per semester) |
Fees at Private University (per semester) |
|
UG |
Free, but a small administration fee per semester |
€2500 to €5.000 |
|
PG |
Free, but a small administration fee per semester |
€5,000 to €10,000 |
|
PhD |
Free for the first six semesters |
€5,000 to €7,500 |
Accommodation in Germany: Types and Average Costs
Accommodation in Germany varies widely in type and cost, depending on the city, location within the city, and the type of housing chosen. The types of accommodation in Germany include dormitories, shared flats, private accommodation, temporary accommodation, and homestays.
Indian students must consider factors like location, amenities, safety, public transportation, and rent while choosing an accommodation. Checking these all things, students can select the most appropriate accommodation for themselves.
Average cost of accommodation in Germany:
|
Type of Accommodation |
Average Cost in EUR/Month |
|
Student Dormitories |
€350 to €500 |
|
Shared Flats |
€500 to €600 |
|
Private Apartments |
€500 to €700 |
Student-Friendly Cities in Germany for Indian Students
|
German City |
Average Cost of Living in EUR/Month |
|
Berlin |
€1000 |
|
Munich |
€1200 |
|
Frankfurt |
€1100 |
|
Hamburg |
€1050 |
|
Cologne |
€950 |
|
Halle (Saale) |
€800 |
|
Magdeburg |
€750 |
|
Leipzig |
€850 |
|
Duisburg |
€800 |
|
Potsdam |
€900 |
|
Erfurt |
€750 |
|
Kaiserslautern |
€800 |
|
Kiel |
€850 |
|
Dresden |
€900 |
|
Jena |
€800 |
Daily Cost of Living in Germany for Indian Students
While monthly costs give a general idea, everyday expenses are what truly impact your student life in Germany. Here's a breakdown of the estimated daily cost of living in Germany for Indian students, keeping in mind budget-conscious choices:
|
Daily Living Expenses |
Cost Per Day in EUR |
Cost Per Month in EUR |
Cost Per Year in EUR |
|
Accommodation |
€20-€30 |
€600-€900 |
€7,200-€10,800 |
|
Food & Groceries |
€10-€15 |
€300-€450 |
€3,600-€5,400 |
|
Transportation |
€4-€7 |
€120-€210 |
€1,440-€2,520 |
|
Health Insurance |
€3 |
€90 |
€1080 |
|
Entertainment |
€5 |
€150 |
€1800 |
|
Bills (Utilities) |
€3 |
€90 |
€1080 |
|
Emergency Needs |
€3 |
€90 |
€1080 |
|
Dining Out |
€8 |
€240 |
€2880 |
Health Insurance for Students in Germany
It is mandatory for any international student to buy health insurance in Germany. Students are given the choice to buy public or private health insurance.
Public Health Insurance in Germany
Germany offers discounts on health insurance for international students, beginning at EUR 110 per month. The amount varies depending on the student's age:
- Students aged 23 are charged EUR 120 monthly.
- Students older than 23 pay EUR 125 per month.
- Students aged 30 and above are not eligible for discounts and are required to pay EUR 222 monthly.
Private Health Insurance in Germany
Private Health Insurance starts at EUR 33 per month and can exceed EUR 59 per month. International students aged 40 and above, or those with pre-existing health conditions, are required to pay EUR 130 per month.
Remember:
International students cannot switch from private to public health insurance during their studies. Therefore, it is crucial to carefully consider health insurance choices before arriving in Germany to ensure a smooth transition and stay.
How to Budget Living Expenses in Germany
A concise guide on budgeting the cost of living in Germany for Indian students:
1. List Expenses
Identify fixed costs like rent, utilities, and health insurance. Include variable expenses such as groceries, transportation, and personal spending.
2. Research Costs
Check rental prices, utility rates, and health insurance premiums in your city. Use websites like WG-Gesucht for accommodation.
3. Create a Budget
Allocate funds for essentials first, then discretionary spending. Consider income sources like scholarships, savings, or part-time work.
4. Track Spending
Use apps or spreadsheets to monitor expenses and adjust your budget as needed. Take advantage of student discounts and limit discretionary spending.
5. Plan for Emergencies
Set aside funds for unexpected expenses and consider travel costs if planning trips within Germany or Europe.
6. Review Regularly
Periodically review your budget to stay on track and adjust for changes in income or expenses.
Conclusion
Estimating the cost of living in Germany for Indian students involves careful planning and budgeting. While Germany offers multiple benefits with affordable education, it’s also essential for students to manage their finances wisely.
To simplify the budgeting process and know the estimated cost, study in Germany consultants can help you as they have wide knowledge and experience in assisting students to study in Germany. Vihaan Overseas is one of the top study in Germany consultants in Gandhinagar, assisting students in every step of the study abroad process - from test preparation to university selection and visa application to accommodation. Our assistance has landed thousands of students in their dream universities in Germany. You can be next - connect now!